How To Create A Magical Christmas On A Tight Budget

Christmas is just around the corner and I’m so excited about it – decorations, sales, parties etc.

I understand how much everyone, especially parents, wants to make Christmas magical despite financial constraints, but the good news is that Christmas can be celebrated and enjoyed, even on a tight budget.


Personally, I have always loved Christmas and I’ve never gotten bored of celebrating it. I grew up in a small town where most people were faced with financial trials and children never got the magical Christmas they wanted.

In the midst of all these, my parents still ensured my siblings and I had the best Christmas and most of our beautiful childhood memories came from Christmas.


Another thing I’ve realized is that bonding with the people that you love is more important. It may seem cliché, but priceless memories are created.

I already know what you’re thinking – how can one possibly enjoy or celebrate Christmas on a small budget and be happy? Well, let’s find out!

#1: Create a Budget

This is the best time to start preparing your budget and this entails making a list of priorities for the holiday. You need to know how much you are willing and prepared to spend during the Christmas holiday. This step is very important because life continues after Christmas.

January of the next year can be a difficult month if you’ve overspent during Christmas, so that’s a mistake you want to avoid. After creating the budget, you have to make it work for you buy sticking strictly to it. Creating a budget helps you:

  • Spend a reasonable amount from your savings
  • Track your spending
  • Avoid debts
  • Avoid impulse purchase


#2: Dust and Reuse Decorations

This is another beautiful and fun way to enjoy Christmas on a budget. Open the store in the house and get out your old decorations (Christmas lights, trees etc.). Dust them and put them up! You can also engage the younger ones or children to craft home-made paper decorations. By doing these, you can scrap the cost of purchasing new decorations.


#3: Visit and Celebrate with Others

You can also celebrate Christmas on a budget by visiting and celebrating with friends during the holiday. This would enable you to cut down a lot of expenses and at the same time have fun and create beautiful Christmas memories.

#4: Decide on the Value of Gifts to Give

Christmas is always a period to exchange gifts. Since you are on a budget, shop for great, affordable gifts – cards or even pre-packed hampers.

Christmas Hamper.jpg

#5: Take Advantage of Christmas Deals 

You have to be very alert when it comes to this. You can start taking advantage of the Christmas sales now and buy in bulk! Or wait till the end of December for clearance sales. Make sure you take your time to negotiate prices to get the best deal. Black Friday deals are still on in some places, take advantage of them!


#6: Things you Should have at Home for Christmas

To make a magical Christmas, especially In Nigeria, you should definitely can consider having the following items ready:

  • Functional Generator
  • TV subscription or Movie to watch
  • Food and drinks
  • First Aid kit – paracetamol, plaster, bandage etc.
  • Music


Photo Credit: Google Images

Kindly share your experiences or contributions on how you’ve spent Christmas on a Budget in the comment section.

Also, I want you to do something amazing for anyone this season. Put a smile on someone’s face.

Have a great week, and until next time,

Happy Economist.



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